Truepoint Viewpoint

John S. Evans and Courtney M. Weber June 5, 2025

How to Evaluate a Separation Package from P&G

When it comes to evaluating a separation package or early retirement offer from P&G, there are many factors to consider, and collaborating with a knowledgeable financial advisor can help you make this important decision. It is even more critical to fully understand your options because the P&G compensation and retirement plans include embedded and powerful […]

Ben Pantalone and Ted Parchman May 23, 2025

The Case for Global Diversification

As the largest economy in the world, the U.S. stock market has grown to represent approximately two-thirds of the global stock market. This means roughly one-third of the entire investment universe lies outside of U.S. borders. Yet many investors choose to invest exclusively at home, excluding a meaningful portion of the global market. At Truepoint, […]

John S. Evans May 14, 2025

Roth IRAs, Conversions and “Backdoor” Contributions

The unique tax treatment of Roth IRAs presents a very compelling opportunity for investors. While income limits may prevent higher-earning individuals from making direct contributions to a Roth IRA, there are two other funding strategies worth serious consideration: Roth IRA conversions and so-called “backdoor” contributions. Roth IRAs: A Refresher Course Created by the Taxpayer Relief […]

Michelle Stevens May 5, 2025

Redefining Wealth: Financial Life Planning That’s All About You

A strong financial plan is the foundation of any good investment relationship—and the cornerstone of that foundation is a goal. Or, more likely, a series of goals which evolve over time as progress is made. For many people, the question “what are your financial goals?” doesn’t have a simple answer. Some find that traditional financial […]

August Hemmerich May 2, 2025

Are You Overspending in Retirement? How to Align Your Spending with Your Values

How do you know if you’re overspending in retirement? At Truepoint, we typically start with a Monte Carlo Analysis—a simulation that runs 1,000 scenarios to estimate the likelihood that your current spending can be sustained throughout retirement without making adjustments. The result is a “success rate” or “confidence level”—typically displayed as a percentage. But what […]

Nichole Williams April 16, 2025

Don’t Let the Tax Planning Tail Wag the Dog

At Truepoint, we often use the phrase: “Don’t let the tax tail wag the dog.” It’s a simple reminder of an important principle—while tax planning is a critical element of a sound financial strategy, it shouldn’t dictate or overshadow broader financial goals. It’s true that tax efficiency plays a significant role in building long-term wealth. […]