truepoint wealth management services

Four Distinct Specialities.
One Customized Life Plan.

Successfully managing your financial life requires organization, coordination, knowledge, and time. Most people rely on a cadre of varied professionals to try to stitch things together; unfortunately, much is often lost in the process. Our firm was specifically built to bring these parts together in a way that actually creates greater value – simplifying your life and making your money more productive. And it’s not just about the integrated technical expertise; it’s also about discovering your “why” – the key to bringing clarity to your financial decision-making. The sum of money is secondary to the greater meaning your financial results are there to support.

Estate Planning: More Than Just a Collection of Legal Documents

We believe estate planning is an essential element of comprehensive wealth management. Our estate planning team helps you explore the full range of potential opportunities a substantial estate can create, including wealth preservation across generations or the creation of a philanthropic legacy. Too often, estate planning is thought of as simply deciding where your money will go when you die. Instead, we ask you, “What do you want your legacy to be? How do you want your wealth to make a difference for generations to come?” The end results are customized estate plans that effectively address the big issues and handle the many important details.

Our Estate Planning Services Include:

  • Review and regularly update current estate documents
  • Identify the most appropriate ways to distribute assets and property to beneficiaries
  • Develop documents and title assets to minimize fees and taxes
  • Discuss wealth transfer and charitable giving strategies
  • Coordinate with external attorneys

Investment Management: A Better Investment Experience

Conventional investment wisdom suggests that smart people, working diligently and informing themselves with the latest information, can pick undervalued stocks and time the market. The real opportunity to achieve results lies in establishing and adhering to an appropriate long-term investment strategy built on goal-focused, long-term financial planning, low-cost funds and disciplined rebalancing. Truepoint’s buy-hold-rebalance strategy has weathered all types of environments. Our evidence-based approach and fully transparent investment philosophy recognizes that the hardest work in investing is often emotional and that investor behavior can be the primary determinant of long-term returns.

Our Investment Services Include:

  • Invest according to an evidence-based philosophy
  • Design tax-efficient, low-cost portfolio
  • Monitor portfolio with real-time rebalancing
  • Leverage tax-loss harvesting strategies in taxable accounts

Tax Planning: Yes, We DO Prepare and File Your Taxes

We consider the tax implications of everything we do for you. And our tax services include strategic income tax planning and the preparation and filing of your tax returns. This coordinated approach can be particularly valuable for high-income earners between the ages of 59½ and 70½ who may be able to strategically withdraw assets from taxable, tax-deferred and tax-free investment accounts. The bottom line? We believe tax planning should be a continual and proactive process, not a task for a few weeks in March and April each year.

Our Tax Planning Services Include:

  • Develop quarterly projections and multi-year tax strategy
  • Calculate estimated payments based on quarterly projections
  • Prepare annual tax returns
  • Align tax planning with estate and financial plans
  • Provide year-round tax counsel

Financial Planning A Goal-Focused Plan, Tailored for You

We’ve been at this financial planning thing for a while now and maintain a strong commitment to goal-focused, long-term financial planning as the foundation of everything we do for you. We start by listening and understanding where you are today, as well as your vision for the future. We stand ready and willing to answer questions and provide guidance as financial markets and – more importantly – life circumstances change.

Our Financial Planning Services Include:

  • Discover life goals and financial needs
  • Build custom wealth management plan
  • Establish budget and savings/distributions strategies
  • Provide guidance through financial decision making
  • Assess life, disability, long-term care and umbrella coverage

Truepoint is one of the region’s first fee-only firms.

What does this mean? We collect fees based on a percentage of the assets we manage and do not collect any commissions or fees from any other sources. Based on our over three decades of experience and our desire to serve our clients as fiduciaries, we generally recommend a minimum investment portfolio of $3,000,000. But we do take into consideration where you are coming from and where you might be headed to understand if there might be an opportunity to work together. There’s just simply not a one-size-fits-all approach when it comes to personal finance!

Truepoint Advisory Fee

First $5,000,000
0.80%
Next $5,000,000
0.50%
Above $10,000,000
0.30%

We’d love to chat with you about how we
can help connect the pieces of your financial life.

Learn more about what it’s like to work with us.