Everybody has questions about retirement planning – from empty nesters nearing their golden years to mid-career professionals juggling many other priorities to high net worth families with complex needs. While the questions can seem daunting, the right plan can give you the right answers – as well as clarity, confidence and the freedom to do the things that will make your retirement years truly golden.
Proactive Retirement Planning
With people living longer than ever, solidifying your retirement income is a top priority. Your investment portfolio must be designed to sustain your lifestyle for 20 or 30 years – because that’s how long your retirement may last. Taking advantage of the best retirement investments is the key – and the sooner the better.
A proactive retirement plan must be holistic and well integrated if it is to overcome the retirement income gap and to help calm concerns about the volatility of financial markets. Similarly, extensive tax planning and estate planning can help alleviate uncertainties that may come with issues of health and age. The best retirement plans are about more than just investing.
Trusted Independent Advisor
A trusted independent advisor can provide financial guidance for every stage in life, especially retirement. Trust is key, especially when it comes to providing guidance for spouses and family members, no matter their level of interest or engagement. You need someone who will dive into the details and communicate effectively both in developing the right plan and executing it. Plus, when an integrated team of specialists (featuring experts in financial planning, tax and estates planning) works collaboratively on your behalf, you don’t have to spend time coordinating multiple groups and perhaps conflicting plans.
When it comes to retirement planning, we:
- Help determine retirement income needs
- Simplify management of personal finances
- Effectively manage assets
- Provide financial guidance for spouses, partners and/or family members
- Help create family legacy plans
Answering the Big Questions First
Our proactive approach to retirement planning starts with your goals and our strategies to balance competing priorities – such as education planning for children and retirement planning for parents. As fiduciaries, we are fully committed to what’s best for you and your family. That means customized advice and integrated plans that put your objectives first.
Contact a Truepoint advisor today to learn how we can help you meet your retirement goals.