To view and print a PDF version of the Q3 2015 Commentary, click here. The Federal Open Market Committee (FOMC) is the group which establishes interest rate targets for the Federal Reserve’s monetary policy. On December 14, 2008, the FOMC cut the federal-funds rate to near-zero, where it has remained for
One of the first questions investors should address before purchasing a mutual fund or exchange-traded fund (ETF) is "What are the costs?" In a study authored by Morningstar’s director of mutual fund research, titled “How Expense Ratios and Star Ratings Predict Success,” it was concluded that expense ratios are better
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